For the Defy bar fridge in white that you're interested in for R2905, unfortunately the listing doesn't mention any payment plan options. However, some retailers do offer monthly installment plans for larger purchases. It may be worth contacting the retailer directly to ask if a payment plan could be arranged for this fridge. The compact Defy 92L bar fridge listed for R3299 is a very similar option that's affordable and would help keep drinks and snacks cool for small gatherings. Let me know if you have any other questions!