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Apply for a loan of up to R50 000!

What Is a Personal Loan?

A personal loan is a lump sum provided to an individual by a bank, credit agency, A personal loan is a lump sum provided to an individual by a bank, credit agency, or private lender, in order for them to use for personal expenses. Personal loans often come with lower interest rates than credit cards, so funding a big expense or project with a personal loan could save you thousands of Rands on interest payments.

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How does it work?

The amount of money you are able to borrow with a personal loan varies based on the lender as well as your credit history. Personal loans usually, however, range between R5000 to R100 000. If you wish to borrow more, lenders may require that you switch to a secured loan instead of the more commonly used unsecure personal loan.

How do I apply?

Simply fill in your name, surname, email address and a few other details in order to apply for a personal loan. You will contacted soon after this in order to discuss your loan options.

Your personal loan will then be approved/disapproved based on your:

  • Credit rating
  • Employment data

Compare Guru ( is one of the leading online service comparison platforms in South Africa. The platform offers users the opportunity to compare prices within mobile, broadband, insurance, banking, and lifestyle categories. Compare Guru’s mission/vision is to become the largest service comparison engine in Africa and leading source of traffic for local providers, whilst educating South African consumers on the most affordable product options in the service industry. Their platform is easy to use and saves consumers time and money when looking to apply for insurance, banking and/or mobile or broadband packages. From a provider’s point of view, they offer lower-than-market CPL rates, high conversion rates and a growing source of traffic. Compare Guru believes that access to pertinent information and understanding is key, and strive to become South Africa’s leading source of expert tips and advice for anything to do with financial services and saving money. Through their independent research of all the markets, they are able to comprehensively provide users with side-by-side comparisons for them to make an informed decision.